Our Services
Health Insurance
A type of coverage that helps pay for medical expenses. It protects you financially by covering some or all of the costs associated with doctor visits, hospital stays, prescription medications, surgeries, and preventive care.
With health insurance, you typically pay:
A monthly premium – the regular cost to keep your plan active.
A deductible – the amount you pay out of pocket before insurance starts to help.
Copayments or coinsurance – your share of the cost for services after meeting the deductible.
Life Insurance
Provides money to your chosen beneficiaries (such as your spouse, children, or other loved ones) after you pass away. Its main purpose is to offer financial security and peace of mind, helping your family cover expenses like:
Funeral and burial costs
Outstanding debts or mortgage
Daily living expenses
Future needs like college tuition or retirement
There are two main types:
Term life insurance – lasts for a specific period (e.g., 10, 20, or 30 years) and pays out only if you die during that time.
Whole life (or permanent) insurance – lasts your entire life and may build cash value over time.
Mortgage Protection
A type of life insurance designed to help pay off your mortgage if you pass away or become seriously ill or disabled. It ensures that your family can stay in your home without worrying about monthly mortgage payments during a difficult time.
Key features include:
Pays directly toward your mortgage lender if you die while the policy is active.
Optional coverage for disability or critical illness may also make mortgage payments if you're unable to work.
Term-based – usually matches the length and amount of your mortgage loan.
How Our Pricing Works
At The Leach Agency, we work with over 40 different carriers! This means that we can get you the best quote based on your financial needs and wants.
Interested in getting a quote? Contact us today!